Apply for Honda and Chevrolet Financing In Springfield, IL Serving Jacksonville, IL, Chatham, IL, and Taylorville

For more information Auto Financing & Second Chance Auto Finance Springfield, IL, visit our Finance Center.

Apply for Financing or Leasing at Friendly Automotive Group of IL Today

 

We at Friendly Automotive Group of IL stock many models from top auto makers to suit most any driving need. If you need one in a hurry, but can't wait to save cash, we offer financing. You may also lease a vehicle and test drive before you buy at our Springfield, IL location.

 

Financing Near Taylorville, IL

 

When you apply for financing, you borrow a lump sum from a lender in Springfield, IL, and pay it back over time. Payments are usually made by the month in 12-month increments, with the average length running 24 to 84 months.

 

Factors that impact the payment amount include required insurance, credit score, vehicle make, vehicle age, add-ons, taxes, and interest.

 

If you would rather own the vehicle without restrictions and take frequent trips, perhaps even to nearby Chatham, IL, financing may suit you. Since you are the owner, you can add any features you like, sell, or trade it for another model. After you pay off the loan, you don't have to make any more payments, and you can use the money for other things.

 

Leasing Near Riverton, IL 

 

Leasing a vehicle is paying a dealer to use the vehicle for a short time, usually paid by the month. Common lease contracts run from 12 to 60 months, though it is possible to get different contract lengths.

 

Criteria that could affect your payment include credit rating, vehicle make, acquisition fees, mileage, residual value, and upfront costs.

 

If you seldom travel out of Springfield, IL, and don't work far from home, or even commute to Jacksonville, IL, leasing could be more cost-effective. It allows you to try a newer vehicle at a much lower cost every few years without the hassle of selling it. Leasing a vehicle is commonly less expensive than financing, because you are only paying for the depreciation.

 

Apply Online

 

If you don't have time to apply for financing or leasing in person, we have a convenient and easy online form. You may use our financial tools to get an idea of how much you can borrow without hurting your credit score.